Fintech mergers are reshaping nascent sector. What must APAC firms do to survive?

Fintech is currently undergoing a natural evolution stage, with the previous three years being a ‘toothbrush’ era: when you performed just one function, but better than anyone, and when you are irreplaceable and used every day. The long-awaited turning point came in 2015 when various services started merging with each other in some way.

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