<article>The <a href="http://www.pnb.com.ph/" target="_blank">Philippine National Bank (PNB)</a> has named new top executives for its Retail Banking Group and the PNB Savings Bank (PNBSB).</article>

The <a href="http://www.pnb.com.ph/" target="_blank">Philippine National Bank (PNB)</a> has named new top executives for its Retail Banking Group and the PNB Savings Bank (PNBSB).
PNB appointed Bernardo Tocmo to head the Retail Banking Group with the rank of executive vice president, while Jovencio Hernandez, who previously held the position, was named as new PNBSB president.
Both appointments took effect on October 1, 2015.
Tocmo is a veteran banker with 30 years service experience with the country’s top and mid-tier commercial banks.
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Immediately before joining PNB, Tocmo was EVP and national banking sector head of <a style="color: #000080;" href="www.metrobank.com.ph">Metropolitan Bank and Trust Co (Metrobank)</a>.
Tocmo rose from the ranks and built his career in various areas of branch banking in his other postings. Under his leadership, the various branches and business units he managed achieved top ranking in deposit generation, cross-selling, operations quality and profitability.
Tocmo finished his Masters in Business Economics and Strategic Business Economics Program from the University of Asia and the Pacific. He graduated with a BS in AgriBusiness major in Management from the Visayas State University.
&#8220;With Mr Tocmo at the helm of PNB’s Retail Banking Group, the bank looks forward to further growing its strong retail banking franchise by delivering innovative products and services and improved customer experience through its 630 branches nationwide,&#8221; PNB said in its statement.
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Hernandez, meanwhile, is tasked to drive the transformation of PNBSB as a major player in the consumer finance business. His core expertise is in banking and consumer goods marketing.
PNBSB now has 33 branches and is building up its brand on the platform of product innovation and customer service.
Hernandez joined PNB in 2007 as head of the bank&#8217;s consumer finance and credit card business and was promoted as group head for retail banking in 2009.
Hernandez is a certified public accountant and holds a Bachelor of Science degree in Commerce, Major in Accounting from the De La Salle College.
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The Philippine National Bank (PNB) has named two top executives for its Retail Banking Group and the PNB Savings Bank (PNBSB).

Philippine National Bank names new leaders for retail, savings groups

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Philippine National Bank names new leaders for retail, savings groups

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