The service gives Apple a chance to tie customers more tightly to its phones and its smart watch, as well as to take a tiny bite from every retail transaction.
Apple launched the payment service a year ago and has claimed 2015 would be the “year of Apple Pay” as it aggressively courts retailers.
But interviews by Reuters with analysts, merchants and others have suggested that Apple’s forecast may have been too optimistic and that many retailers remain skeptical about the payment system.
Customer demand for mobile wallets has been slow, and analysts agree that they remain a tiny percentage of U.S. retail transactions.
(writing by Noel Randewich; Editing by Christian Plumb, Alan Crosby and Dan Grebler)