Broader and deeper access to credit across Asian markets can provide a key building block in helping the region achieve its growth potential over the coming decades. While much is made of the expansion in credit in Asia over the past decade, in truth this growth has mostly come from traditional financing sources and been provided to traditional borrowers, such as banks lending to prime or “low-risk” borrowers. Continuing the evolution toward a more sophisticated and dynamic credit offering for a wider swath of corporates and consumers will be one of the keys to capturing economic growth and properly distributing its rewards.
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