Harvard duo founded Indonesian P2P lender Modalku rises in booming market

Modalku focuses on financing for smaller businesses. Photo by Bernard Hermant on Unsplash

Harvard Business School students Reynold Wijaya and Kelvin Teo knew they wanted to start a company, they just did not know what kind. Five years later, they find themselves at the forefront of a Southeast Asian peer-to-peer lending market that has been something of a Wild West, but that looks to be entering a promising new phase.

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