Fintech firms must develop smart tech to collect money: Zestmoney CTO Ashish Ananthraman

Indian Rupees. Photo: Pixabay

A sharp rise in lending products and services across e-commerce marketplaces, consumer internet products, traditional fintechs, mobile wallets, pay-later products and others are helping people access credit more easily in India. Several of these startups now claim to have sufficient data on potential users to perform alternative credit scoring that can speed up disbursal of credit directly into bank accounts in less than 24 hours.

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